A BP credit card can help you to save money whenever you visit BP gas stations. You can also use this credit card at grocery stores and earn up to 3% cashback. This card can give you 10¢ off on a gallon of fuel purchased at Amoco stations and BP gas stations.
If you are interested in having your own BP card then do read the application steps and also make sure you know about the annual fees and credit limit of the card before applying for it. If you are aware of the benefits and drawbacks of the card, then you can buy this card with full knowledge.
STEPS for BP credit card application Online
If you want to have your own BP credit card, then you must fill out the application form online. Here are some simple steps to apply for a credit card on its official website. So without any further ado, let us get into the process.
Step 1: Open your browser and search for the application process for a BP credit card and open the official website i.e. www.bp.com
Step 2: Now click on the download BPme app, then you have to fill in your basic details, and you can apply for the credit card in no time.
What are the application requirements for a BP credit card?
All the credit card companies will assign you credit cards if they have the trust that you can pay your credit card bills. So all the documents and requirements are revolving around your detailed information. You do not need various documents to fill out the application form for the credit card. All you require is your own personal information and valid details. Here is the list of things that you must have:
- Personal information: Name, Email ID, and contact number.
- Financial information: Your Income details and SSN.
- Residential details: City, state, and zip code.
If you have all the above information with you, then you can easily apply for the card.
Who is Eligible?
If you want to have a credit card, you have to make sure that you are capable of paying the bills. If you can build that trust, then you can easily get any credit card. Now to prove that you can pay the bills, the best way is to have a good credit score. If you are having a good credit score that is above 650 then you can easily apply for any credit card.
What are the Annual Fees & Credit Limits?
You do not have to pay any annual fees to use this credit card. This is what makes BP credit a low-maintenance credit card. Depending on your credit score, your credit limit can be increased, so if you want to have a good credit limit, make sure that your credit score is above 700.
So to sum it up for you, we can say that BP card has some really economical rates but at the same time if you look at APR then it is a bit higher than compared to other cards.
Pros & Cons
Here are some advantages and disadvantages of using a BP card
- Get rewards every time you use the card
- No annual fees
- Get 3% returns when you use the card at grocery stores.
- Get 10 cents for every gallon of fuel you purchase.
- High APR
- You have to spend $100 to get 10 cents off a gallon on fuel
- BP and Amoco stations must be near you
Who issues BP credit cards?
Synchrony Bank issues the BP credit card, this card is also supported by Visa.
Can I use a BP credit card anywhere?
You can use the credit card at the gas stations of BP and Amoco. You can also use the card at grocery stores. If you are a frequent traveler, you can get discounts and offers every time you spend money using the card.