Borrower defense application is that application which one can put forward if one’s school has driven the person in some sort of misconduct or misled and through this fund one can get a defense to payment. This also means that it may lead to the forgiveness of one’s entire loan debt or some of the loan debt.
This is a program by the U.S education department and the application shall also be reviewed by them. Thus the application here for this cause is known as the borrower defense application. One must complete all the steps as stated by the department to get this facility.
How to apply?
If you think that your school has misled you or has been involved in any sort of misconduct with you then you can follow the steps that are mentioned below to apply for the borrower defense application. The steps to do so are as follows:-
- Go to the official website.
- then create an account for safe and easy access
- Next, go to the option which says “ apply for borrower defense”
- Follow the PDF there and apply
- Fill the borrower information portion
- Next school’s information
- Fill the other section
- See the conduct thoroughly and mark
- See the details one by one and fill the form
As you fill the entire form and submit your application will be reviewed.
To find out the application requirements visit “Federal Student Aid” and read the PDF well to know more about the requirements.
To find if you are eligible or not you can visit the official website of the borrower defense application and go to the section which says “who gets aid” here you can see what are the basic eligibility criteria, how one can stay eligible, and if you have lost eligibility how to get it back.
How to Check Borrower defense Application Status?
You have applied for the borrower defense and now you wish to check the status then all you need to do is go to the official website and go to the status option and enter the unique id number that you got during the application. As you submit this unique id number and submit you will be able to see the status of your application. The application usually takes a maximum of 90 days to either get approved or rejected thus wait at least 90 days until further steps.
If your application is accepted and approved then your partial or entire loan debt will be forgiven and you shall not be liable to any payment or transactions further. This means that the entire loan amount shall be paid by the school for the misconduct that they did to you.
How long does a borrower defense application take?
To apply it hardly takes 30 days. The decision comes out within 60 days and the entire process is completed with the final result and outcome within 90 days maximum.