Capfin loan Application via cell phone & SMS (Guide)

Capfin loan is a loan service providing company in South Africa that was established in the year 2010. This is a very friendly loan providing company and has served a thousand people till now and can also be considered as a start-up. The application to this company for a loan is known as the capfin loan application.

How to apply for a capfin loan application?

capfin loan application

If you want to apply for a loan at the capfin, then follow the steps written below:-

  • Visit the official website of capfin.
  • Next tap on “apply now”
  • Then fill in all the details where they ask for your name, surname, South African number, cell phone number, email.
  • Then tap on the option which says “yes”
  • Give your consent and tick on the consent box
  • Submit
  • As you submit your account is successfully created
  • Now follow the same above steps and next tap to “log in”
  • Then give you South African number
  • Finally, the application form will open
  • Fill the application form and give all the details
  • And submit


The followings items that are listed below are the requirements for the loan application in Capfin:-

  • 3 latest payslips / 3 latest bank statements.
  • A valid cell phone number.
  • Must be 18 years or older.
  • A valid South African ID.
  • Must be permanently employed and earning a monthly salary.
  • A valid South African bank account.
See also  Blue Acorn PPP Loan Application Requirements (Complete Guide)

How to apply for a Capfin loan by SMS?

If you wish to apply for capfin loan application SMS then all you need to do is send your South African ID number to 33005. That’s all the rest of capfin will contact and guide you through the process.

How to apply capfin loan via cell phone?

To apply for the capfin loan through your mobile phone or cell phone all you need to do is dial *134*6454#.

How to check capfin loan status?

To track the capfin loan application and check the status of all you need to do is enter your account or log in to your account and tap on the section which says status. Give your application number and tap on submitting to check your application status.

How to cancel the capfin loan application?

Contact Capfin service provider of cancellation of application through any of their contact platforms. Give them your application number and ask them to cancel your application.

Also read: Student Loan Debt Relief Tax credit Application


The loan application calculator is as follows:-

 6 Months12 Months
Loan AmountR4000R4000
Max Interest Rate  5.0% pm24.5% pa
Initiation FeeR535R535
Max Monthly Service FeeR69R69
Max Monthly InstalmentR955R497
Max Loan RepaymentR5729R5966

Capfin loan application contact number

Capfin loan application contact details are as follows:-

  • Phone-087 354 0000
  •  SMS ‘HELP’ to 43679
  • US SD- *120*5566#
  • EMAIL- [email protected]
  • FAX-086 688 0000

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