Credit cards are a major attention drawer in today’s world. Many people prefer paying with their card as it’s easy to return the earned credit at the end of the month, instead of keeping a tab on your account for the expenditure made towards purchases.
With the differences in customer needs, even card companies are also re-innovating every day to meet the card goals of everyone.
Students, low card scorers, starters in credit building, and international students are some of the target populations apart from the ones with fair and good credit scores.

Most of the time, people prefer a card as it is transportable and quite a less burden to carry than cash. But getting them today is a million-dollar question as each comes with its own list of requirements. How do you fit in?
It has thus, become highly essential for everyone around to find out the best credit cards for their use. Keeping this in mind, here are a few suggestions with a focus on easily obtainable credit cards in different categories.
What is the easiest credit card to get approved for?
Here is a list of credit cards for people with credit scores as low as none to those with moderate credit scores. Usually, people can go for secured credit cards when they want to look for cards that work on poor to no credit.
Credit card names Low credit score: None to Poor | Features | Benefits |
---|---|---|
Open Sky Secured Visa | Secured credit card with a credit limit of $200 to $3000 | 1) No credit score check 2) Account activity reported to all the credit bureaus 3) It reports to all three credit card bureaus. 4) It will not let you upgrade your account as there is no such facility. |
Deserve EDU MasterCard for students | No social security number is required for the credit card | A great choice for international students |
First Progress Platinum Elite MasterCard | No credit score is required with no credit history or minimum credit score for approval | 1) Security deposit is refundable 2) The credit can be used anywhere in the nation |
Easiest store credit card to get approved for
Store credit cards make a good and easy trade and help with purchases made easier and more flexible.

Credit card names | Features | Benefits |
---|---|---|
Amazon.com Store Credit Card | Fair credit needs | 1. 5% back for cashback on Amazon 2. $10 gift card after being approved |
Fingerhut Credit Account | Easiest store card approval | 1. No rewards 2. Zero annual fee |
JCPenney Credit Card | One point per dollar spent | 1. Free shipping 2. 30-day extended returns 3. Zero annual fee |
Walmart Store Card | Zero annual fee | You get 2-5 points per dollar |
Target Credit Card | 5% discount at their online and physical stores | 1. Returns are extended for 30-days. 2. Zero annual fee 3. Shipping is free |
Easiest Business credit card to get approved for
These are some to go for when choosing business credit cards

Credit card names (Easiest business cards to get) | Features | Benefits |
---|---|---|
Capital One Spark Classic for Business | No annual fee | 1) 1% cashback for all purchases 2) Rebuilding business and personal credit |
Wells Fargo Business Secured Credit Card | Can earn 1.5% of cashback | 1) Credit line of $500 to $25000 2) Nil foreign transaction fee |
Discover It Secured Credit Card | No annual fee | 1) Security deposit is refundable 1% to 2% cashback offer |
Capital One Secured MasterCard | Security deposit is refundable | 1) No annual fee 2) Personal credit building that will help get a business loan in time |
Here’s what retail credit cards can get you.
Easiest Retail credit card to Get

Credit card Names (Most comfy retail credit cards in-store) | Features | Benefits |
---|---|---|
Target Red Card credit card (Target) | 5% off for shopping at physical and online Target stores | 1) Free shipping for 2 days 2) Zero annual fee 3) Closed-loop credit card |
Walmart Rewards MasterCard (Walmart) | 2% cashback on Walmart purchases | 1) You can redeem rewards at any moment 2) 5% cashback on purchases 3) No foreign transaction fees 4) No annual fee |
Amazon Prime Rewards Visa Signature Card (online purchases) | Open-loop credit card No foreign transaction fees | 1) Non-emergency assistance with shopping & travel protection 2) Cashback on Amazon food markets and online store 3) 2% at gas stations 4) $100 gift card with instant approval |
Express NEXT-A List credit card (For the clothing segment) | Free standard shipping with birthday gifts & other exclusive offers | 1) For 7000 points in a year, one could be an A-lister 2) Every dollar could get you 20 points 3) Birthday gifts are complimentary |
Easiest unsecured credit card to Get
No one can deny the fact that unsecured cards can give you more than a secured card. So, an unsecured card is the most after. Here’s a list that you can consider if you want an unsecured card that is easy to acquire.

Credit card names (Best Unsecured credit cards available) | Features | Benefits |
---|---|---|
Total Visa | Aim people with imperfect credit | 1) Reports to all credit bureaus 2) Have an initial program fee for opening an account |
Petal 2 Visa | Higher credit limits with no fees | 1) No deposit for signing up 2) Use the credit card to rebuild credit |
Credit One Bank Platinum Visa | Cashback with no security deposits | 1) No annual fee |
Conclusion
Here are several lists for you to follow and each brings you the easiest credit cards to go for in different sectors. In this fast-paced world, sometimes it is easier to have a card for your clothing, food, utilities, medicines, and bills. Looking at this list of credit cards, you can get into more of their details from their sites. If you are looking for one that you can get easily, follow the list and you won’t be disappointed.