Social Security Benefits Increase – Check if you are Eligible

Social security is one of the most essential facilities a government can provide to its citizens. People who retire and get disabled often face a huge monetary crunch. In such circumstances, having an amount already decided can help a human go a long way.

The United States has a social security benefit scheme. Under it, people can benefit an amount from the sum they deposited for this purpose during their working years. It’s interesting to know that in 1935 Sir Franklin Roosevelt introduced the social security act in the form of law. Since then, all individuals are capable of withdrawing an amount from the one they deposit during their lifetime.

What is Social security benefits?

Retired and disabled individuals need to survive and survival means having a fair share of the money. For the working individuals, now retired or disabled managing a family and making ends meet is a tough choice to make.

The social security benefits provide replacement incomes for those who qualify and fall under these categories. Their survivors, children, and spouses also get an income out of these social security benefit programs.

For getting paid with a benefit after retirement or disability, you will need to have 40 credits and that can be achieved from the regular monthly saving from the income they receive monthly and annually.

The benefit one receives derives based on the following conditions;

  1. Earning History
  2. Year of their birth
  3. The age from when they claim their social security.
  4. Depending on your tax filing status and also on your income, your received amount might be taxable.

Is there an increase in social security benefits?

Yes, the cost of living adjustments is being made in 2022 and 2023 towards the social security benefits. A 5.9% boost in the benefit value was observed in comparison to what was seen in the last 40 years.

How much social security benefits increased in 2023?

In the coming year, the boost value will raise to 10.5%. The financial experts conclude that if the inflation comes down, and is less than the current average inflation rate in these estimated days, the boost could come down to 9.8% from the estimated 10.5%. However, if inflation becomes steeper in the coming days, the benefits could be around 11.4% instead of 10.5%.

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Can you get an increase in social security benefits?

Yes, you can get a raise in the social security benefits based on the fulfillment of the following conditions.

The rise in social security benefits conditionsResult of the condition on SSB
Spouse or ex-spouse diesHigher survivor benefits can be gained
Medicare + 10 years of saved earningsEligible for SSB irrespective of your earnings
Adult child helping to get parents’ supportHigher parents’ benefit
Working individuals but receiving SSB based on spouse’s workYou can get a higher retirement benefit depending on the work that you have done.
Disabled receiving benefits based on parents’ workEligible for higher benefits if you have worked yourself
A divorcee, at least 62 years old, currently unmarried with 10 years of marriageCan receive SSB on your spouse’s work
With an under 16 child or a disabled child before 22 yearsYou can receive your spouse’s benefit share
Working with an ex-spouse and an under 18 child or one who is disabledChild is eligible for benefits
US military veteranSSB eligibility
Under age receiving supplemental security income with a deceased parent receiving SSBThe child benefit eligibility
The decline in income or financial resource lossEligible for supplemental security income program

Also Read: How to Apply for Social Security Card?

How to Apply?

For those of you who live in the United States, you can apply either by visiting their office, via phone, or online.

1. To apply via phone, you must call 1-800-772-1213 (TTY: 1-800-325-0778) anywhere between 8:00 a.m. to 7:00 p.m., Monday to Friday.

2. Apply in their office by visiting their local office and talking to a Field Officer locator. When looking for a field officer, the toll-free number that comes up for you is your local office.

3. If you don’t live in the United States, you will have to contact the Federal benefit office in your country of residence.

4. A. For online applications, move to your online site and accept the service terms from the benefit page.

B. Press on the Next tab, and then click on the Getting Ready segment to ensure you have all that you need to apply for the benefits.

C. Click on the Start a New Application tab wherein you will have to fill in all details that they ask you as prompts.

D. Next, sign in to your social security account or create one if you don’t have an account for yourself.

E. Complete the application form by filling in the details in relevant to the personal and income-related details.

Also Read: How to Check Social Security Disability Status?

FAQs (Frequently asked questions)

How much does social security benefits increase per year?

You can take your retirement benefits from the age of 62 but each additional year, you keep it, you can get an 8% raise in your benefit until the age of 70 years.

Is there a plan to increase social security benefits?

No, there is no plan by which the social security benefits can be increased except for a few life-changing conditions that can increase the social security benefit.

Can social security benefits increase after age 70?

After 70, there is no added increase in the benefit amount and it is going to remain the same but until 70, you can expect to see a hike in the amount.


Some of the best benefits that you can get for your retirement come from the amount you had been depositing for all these years together. All you have to do is make the best use of this amount by saving when you can earn to use when you can’t.

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