Woolworths credit card application – Know Requirements & Benefits

Woolworths credit cards are primarily two in number and have proved useful for many. Both are Visa cards which means you have greater freedom in terms of your expenditure. You can use these credit cards anywhere and include the Woolworths Everyday Platinum credit card with their Qantas Platinum credit card for Australians. To qualify for the Qantas Platinum, your credit limit cannot be less than $6000. Apply for Woolworths Credit card application today to get benefits out of it.

When it comes to South Africans, there are two primary credit cards- Gold and Black credit cards and additionally, they also have store credit cards.

For Australian credit cards, there is an annual fee for the use of both credit cards but they come in handy for those who plan to build their credit scores. Credit card offers lots of benefits and that includes many daily discounts and offers.

To take these credit cards one needs to place an application for them. Before heading to the next segment, find out more about the credit card essential features for Australian cards to have an idea about them.

Credit card features	Woolworths Everyday Platinum credit card	Qantas Platinum credit card
Annual Fees	$0 for first year & $49 for the following years	$99 in the first year & $169 in the next years
Credit Limit	Your creditworthiness is considered	How creditworthy you make up your score
Purchase APR	19.99% per annum	20.49% per annum (every year)
Balance Transfer APR	0% for the first 14 months followed by the variable cash advance rate	0% in the first 14 months and then at the rate of the variable cash advance rate
Minimum Required Credit Score	Good score	The score needs to fall in the good category
Security Deposit	NA	NA

Steps for Woolworths credit card online application

If you have decided to apply for a credit card, you need to follow the below steps;

Step 1: After you click this link cards.woolworths.com.au/credit-cards.html, you will need to fill in your personal, employment, financial, and referee information. Press the relevant instruction tab before applying.

Step 2: Add this information in the given spaces. You must start by adding the Member ID.

Step 3- After you have completed the essential information on the first screen, move to the next screen for filling in the other essential information before submitting the application form. If you have already applied for the Woolworths credit card then log in here.

Also Read- How to Apply for Capitec Credit card?

Woolworths credit card application requirements

One must fulfill the Woolworths credit card application requirements if one needs a credit card from them.

1. You must be 18 years and above to benefit from the credit card.
2. Only if you have permanent resident status or even a temporary residence with a valid Visa, can you apply for a credit card.
3. A good credit score will be an essential requirement for those applying for a credit card.
4. You should at least have gross earnings of at least $30,000. Your income must match our credit card choice. For Woolworths, every credit card has a specific income requirement, clarify before going for it.

Who is eligible?

Eligibility includes a proper credit score alongside,

1. Your driver’s license
2. You will need to provide your most recent payslips
3. A proper Australian address might also be essential.

Also read: Neiman Marcus credit card Login & Pay Bill Payment

Card Benefits

Given below are the benefits you will have from these credit cards.

Woolworths Everyday Platinum credit card	Qantas Platinum credit card
3 reward points for every dollar spent on Woolworths brand products	No points in this category
2 points for one dollar at supermarkets and Big W	1 point for $1 at supermarkets and Big W
1 point per dollar for every other purchase in different stores	0.5 points for every dollar at all other purchases
Every 4 months you will receive a credit card with your points converted in the form of a Woolworths shopping card	The Everyday Rewards card is present on the back of the credit card, so you will never go without it for your checkout
Not applicable on this credit card	Regular concierge facilities
NA	Hotel collection access for Visa luxuries
NA	Obtain security insurance and Wallet Guard with Qantas Platinum credit card

FAQs

Which bank is Woolworths credit card?

Macquarie Bank Limited is the issuer of Woolworths.

Where to use Woolworths’s credit card?

Since it is a VISA credit card, you can use the Woolworths credit card anywhere a VISA card is accepted.

Is Woolworths credit card good?

They are considered a good choice for those who regularly use their services. If someone does not use their services daily, it might not be a fair choice.

Conclusion

Woolworths application process and credit card benefits for Australian cards are discussed in this article. If you want to have the information provided in the blog refer to it to your advantage. You will need a good credit score and refer to this article for other applicable details.