MLife is the MGM Resorts program and with these credit cards, their resorts will have better ways to serve you. These credit cards are also promoting casino visits and are free of their annual fee charges. You can additionally use the credit card to do a priority check-in when you possess these credit cards.
Additionally, all members can enjoy automatic pearl status and earn bonus points and categories. If you stay at chosen MGM resort, you will avail of the benefits even from the Hyatt groups.
They are elite status earning credit cards and the higher you rise in their tier system; the greater will be your elite status and the higher will be your benefits.
Every tier reward will come to you at least once a year since by then you might have moved to the next tier. The tier benefits come from 1st January to 31st December and your next tier will be facilitated in the next year from February.
| Essential Features | MLife credit card |
| Late Payment Fee | $39 |
| Returned Payment Fee | $35 |
| Interest & Purchase APR | 19.99% (variable) |
| Cardholder Fee | NA |
| Cash Advance Fee | 5% or $15 whichever is greater |
| Grace Period | 21 days |
| Balance Transfer APR | 19.99% |
Page Contents
How to login to MLife credit card Account?
For logging into your online MLife credit card account, you must enter the username and password in the given segments.
To register an online account, you must connect with them in their hotels and once they give you a credit card, you need to create your online account.
How to Pay MLife credit card Bill Payment?
Login to your account to pay your credit card bill online.
- To pay for the MLife credit card bills, you need to go to the Payment section.
- From there, move to the Pay Bill segment under the Payment option.
- Add your bill details like bill issue date, bill amount, bill number, and other small details.
- Visit the next segment where you need to enter the current account and routing number.
- Press the Pay Bill tab and wait for the bill to pass the payment gateway.
- Once the bill is approved, you will receive a mail confirmation for the same.
Payment Mailing Address & Phone Number
You can send your credit card payment to the address mentioned here:
Bankcard Payment Processing,
PO Box 2557,
Omaha,
NE 68103-2557.
You can fly out your check or money order and the bill details to the above address.
If you want to call them for payments you can do so at this number: (888) 295-5540). Follow the prompts when making the payment and also remember to have your credit card with you or your current account number to be able to pay when asked.
You can also reach a live representative if you are not quite good at following prompts.
How to earn rewards from MLife rewards credit card?
Earning rewards with MLife rewards credit card is not very difficult to trace once you have taken up the card.
- Firstly, you can earn Tier credits on whatever you will spend on M life rewards. It is only with Tier credits that you can gain and requalify the tier status.
- With the credit card, you can also earn Express comps and points when you play different games using the credit card like poker and slots. Cash is like a currency that can be redeemed on selected items.
- If you spend using the MasterCard, you will also earn points from all these expenditures.
Also read: Neiman Marcus Credit Card Application Online [2023]
If you have an MLife rewards Mastercard among all other card types, this is what you can expect.
| Member status | Bonus percentage | Required Credit status |
| Sapphire | Nil | Nil |
| Pearl | 10% | 25,000 |
| Platinum | 30% | 160,000 |
| Gold | 20% | 75000 |
| NOIR | 40% | If invited |
Customer Service Number
MLife customer service number is 866.789. 6716 and if you want to resolve issues or queries, you can call this number.
FAQs
What credit bureau does MLife credit card use?
The card responds to all three credit bureaus- Equifax, Experian, and TransUnion. The cards are issued by the First Bank of Omaha (FNBO).
How to link MLife credit card to account?
There are a few steps you must follow to link your MLife card to your account.
- Move to the credit card section.
- Now, press the new card registration option.
- Add the credit card details like the credit card number, CVV, expiry date, and the name on the credit card.
- Press the submit tab to receive an OTP.
- Enter the OTP in the given space and complete the linking process.
