Credit cards are a lifeline to the current world population and everywhere credit cards find their use. Most people prefer having more than one credit card and also prefer having different bank credit cards with them. While traveling and even in unforeseen emergencies, credit cards are an indispensable asset.
AMEX credit cards come with a variety of features and these feature-rich credit cards are everybody’s desire. If you have recently applied for an AMEX credit card and haven’t heard back from them for 14 days, it is time to look for the credit card’s application status by following the below processes.
It could also be that you have raised a request for a new credit line increase and so on; even for such scenarios, you can always follow the process given below.
- Visit Amex website status link i.e. online.americanexpress.com/eaol/welcome.do to check the status of your application.
- Enter your social security number and home zip code and then click on the check application tab for them to be able to review your details.
- New accounts can also cross verify by calling 1-800-392-2000 for the status of their new credit card.
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How to check AMEX application status?
If you are in the US, you can check the status of the AMEX application by calling 877-239-3491 if people are going for personal cards.
For business cards, they can use 800-567-1085.
You can also check your Amex credit card application status online. Log in to your Amex online account portal and then add the following details in the given link.
- Application reference number
- Postal Code
- Birth date
Alternatively, you can call the bank’s customer care numbers as given here: +91124–2801800 and 1800-419-3646.
You can also call the local branch of the nearest Amex branch. Ask them about the status by giving them your application number and other details as required.
Also read: SYEP application 2023 Apply, Edit or delete, & check Status
How long does AMEX application take?
Ideally, if all the application-related details are perfect, you can get your credit card confirmation within fourteen days.
However, it can also take up to four weeks for your application approved. In this condition after two weeks, you can query your application status.
Alternatively, if there is a query pending from their end, you must provide them with the relevant information and wait for their approval for three to four weeks from there.
Instant application approval is a provision that can come up for a person only when the bank has the instant ability to authenticate and approve your application-related information.
You can virtually use the AMEX credit card anywhere you want soon after instant approval.
Why American Express rejected my application?
Anytime a credit card application is rejected the same is not reported to credit bureaus and that way your credit card scores are not affected in any way.
But when the credit bureau revisits your details, your credit card request will show up on your application.
Whenever your application is rejected, you will get a mail with the reason cited for the decline.
If you want to know more, you can also call 1-800-567-1083.
If the reason for rejection is due to some details that you can suffice, you can reapply with them and provide the right details this time.
FAQs (Frequently Asked Questions)
What are AMEX Credit card application requirements?
The application requirements and the eligibility criteria for receiving the AMEX credit card will include the following:
- A credit cardholder must at least be eighteen years old.
- Any credit card applicant must have an annual income of six lakhs and more.
- They need to have US savings or current accounts in any of the states of the US.
- The applicant needs to be a US citizen or a legal US resident.
- You can use any of the government-issued identity cards which have your photograph on them.
- The latest income slips and your tax records and details must be there.
- A residence proof must also be submitted.
What to do if my AMEX application is rejected?
If your AMEX card is rejected and the reason cited is something that you can solve, you can try to find out how best you can do it. Once you are aware of it, solve it, submit the details, and reapply your AMEX application or appeal for opening the previously submitted application. Raise a request by calling them and requesting them a second review of the application. To reconsider your application, you can call (800) 567-1083.
Conclusion
Here is all that you wish to know about your AMEX credit card application status and other related details for people trying for the card in the US. Knowing about the application status is essential as that way you can reach out to them if you have not heard back from them after filing the application.
